SWBC Professional Employer Services

IRS CPEO CertifiedRegional PEO
Bulverde, TX·Founded 2000·5-500 employees
No reviews yet·
6
States Served
5
Services
5
Industries
5-500
Employees

About SWBC Professional Employer Services

SWBC Professional Employer Services is a Texas-based IRS CPEO certified PEO and a division of SWBC, a diversified financial services company headquartered in San Antonio. As part of SWBC's broader portfolio of financial, insurance, and lending services, SWBC PEO offers co-employment services including payroll, employee benefits, HR administration, workers' compensation, and compliance support. The SWBC parent company connection gives clients access to integrated financial products alongside traditional PEO services — a combination few competitors can offer. SWBC PEO operates multiple certified entities and serves businesses primarily in Texas and the South Central region with national multi-state capabilities.

IRS Certification

IRS Certified PEO (CPEO)
Certification active · Verified by PEO Authority
Certified ✓

The IRS Certified PEO (CPEO) designation is awarded by the Internal Revenue Service to PEO companies that meet rigorous standards for financial health, tax compliance, and operational integrity. SWBC Professional Employer Services holds CPEO status — a distinction held by fewer than 15% of PEOs in the United States.

Federal Tax Liability
As a CPEO, SWBC Professional Employer Services assumes sole liability for federal employment taxes on wages paid — protecting your business from tax exposure.
Annual Financial Audits
CPEOs undergo independent CPA audits annually and must maintain a surety bond, ensuring fiscal accountability and solvency.
IRS Reporting
SWBC Professional Employer Services files employment taxes under their own EIN as CPEO, simplifying your year-end tax obligations and eliminating duplicate filings.

Why businesses choose SWBC Professional Employer Services

IRS CPEO certified across multiple licensed entities — maximum federal tax protections
Division of SWBC — a major diversified financial services company with broad resources
Unique integration of financial products alongside standard PEO co-employment services
Deep Texas and South Central regional expertise and market presence
Full co-employment suite: payroll, benefits, HR, workers' comp, and compliance
San Antonio and Texas roots with national multi-state capabilities
Financially stable parent company with insurance, lending, and investment services

Company Details

Headquarters
Bulverde, TX
Founded
2000
Employees Served
5-500
CPEO Certified
Yes - IRS Verified
Coverage
6 states
Company Type
Regional PEO

SWBC Professional Employer Services in Your State

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Pros & Cons

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Pros
IRS CPEO certified
Multiple certified entities providing maximum federal tax protections.
SWBC parent backing
Division of a major diversified financial services company — stability and broader resources.
Integrated financial services
Access to insurance, lending, and investment products alongside PEO services.
Texas market depth
Deep roots in San Antonio and the South Central region.
Full-service model
Complete co-employment suite including payroll, benefits, HR, workers' comp, and compliance.
Cons
Regional focus
Strongest in Texas and South Central — less established in other markets.
PEO as a division
PEO is one part of a larger financial firm — may not be the primary business focus.
No transparent pricing
Custom quotes required — no published rates online.
PEO Authority Editorial Note

SWBC PEO is the smart choice for Texas businesses that want HR outsourcing integrated with broader financial services from a single, stable parent company. The SWBC connection is a genuine differentiator for businesses that also need insurance, lending, or investment services. Best for: small and mid-sized businesses in Texas and the South Central region that value the convenience of integrated financial and HR services.

Frequently Asked Questions

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