What states does DecisionHR serve?

DecisionHR currently operates in the following states: FL, GA, SC, NC, AL, TN.

Is DecisionHR IRS CPEO certified?

Yes, DecisionHR is an IRS Certified Professional Employer Organization (CPEO). This certification means they have met strict financial, reporting, and background requirements set by the IRS, providing additional tax advantages and liability protections for client companies.

What size companies does DecisionHR work with?

DecisionHR typically serves businesses with 5 to 500 employees. If your company is outside this range, contact them directly to discuss your options.

What services does DecisionHR provide?

DecisionHR offers the following HR and employer services: Payroll Processing, Employee Benefits, HR Management, Workers Compensation, Compliance Support, Recruiting & Hiring.

How do I get a quote from DecisionHR?

You can request a no-obligation quote from DecisionHR by filling out the form on this page. A PEO specialist will review your business details and connect you within one business day.

DecisionHR

IRS CPEO CertifiedRegional PEO

St. Petersburg, FL·Founded 2000·5-500 employees

No reviews yet·

States Served

Services

Industries

5-500

Employees

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DecisionHR

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About DecisionHR

DecisionHR is a St. Petersburg, Florida-based IRS CPEO certified Professional Employer Organization founded in 1996. Backed by Bankers Financial Corporation — a national holding company operating in all 50 states across insurance, financial, real estate, and surety products since 1976 — DecisionHR serves small and mid-sized businesses nationwide with a full suite of co-employment services. The company is known for strong client relationships, with consistent praise for responsive, knowledgeable service teams. DecisionHR provides payroll processing, employee benefits, HR administration, workers' compensation, risk management, compliance, and HR technology solutions. The company has grown through strategic acquisitions, including Modern Business Associates, and maintains strategic partnerships with Anthem and Empire BlueCross BlueShield for employee benefits in key markets.

IRS Certification

IRS Certified PEO (CPEO)

Certification active · Verified by PEO Authority

Certified ✓

The IRS Certified PEO (CPEO) designation is awarded by the Internal Revenue Service to PEO companies that meet rigorous standards for financial health, tax compliance, and operational integrity. DecisionHR holds CPEO status — a distinction held by fewer than 15% of PEOs in the United States.

Federal Tax Liability

As a CPEO, DecisionHR assumes sole liability for federal employment taxes on wages paid — protecting your business from tax exposure.

Annual Financial Audits

CPEOs undergo independent CPA audits annually and must maintain a surety bond, ensuring fiscal accountability and solvency.

IRS Reporting

DecisionHR files employment taxes under their own EIN as CPEO, simplifying your year-end tax obligations and eliminating duplicate filings.

Why businesses choose DecisionHR

✓IRS CPEO certified — maximum federal tax protections for co-employment clients

✓Backed by Bankers Financial Corporation — national financial holding company with 50-state presence

✓Founded 1996 — 25+ years of Florida and nationwide PEO experience

✓Strategic partnerships with Anthem and Empire BlueCross BlueShield for competitive benefits

✓Strong construction and healthcare sector expertise

✓Acquired Modern Business Associates — expanded service capabilities through growth

✓Consistently praised client service teams with fast response times

Company Details

Headquarters

St. Petersburg, FL

Founded

2000

Employees Served

5-500

CPEO Certified

Yes - IRS Verified

Coverage

6 states

Company Type

Regional PEO

DecisionHR in Your State

Browse PEO options and compare providers in each state where DecisionHR operates.

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Pros & Cons

Pros

✓

IRS CPEO certified

Maximum federal tax liability protections for client businesses.

✓

Bankers Financial backing

Part of a national financial holding company — financial stability and broader resources.

✓

Insurance carrier partnerships

Anthem and Empire BlueCross BlueShield partnerships provide competitive benefits in key markets.

✓

Responsive service

Consistently praised by clients for knowledgeable, fast-responding HR professionals.

✓

Growth through acquisition

Expanded capabilities through strategic acquisitions including Modern Business Associates.

−

Cons

−

Southeast centric

Strongest in Florida and the Southeast — national depth is more limited outside the region.

−

No transparent pricing

Custom quotes required — no published rates online.

−

Mixed independent reviews

Some legacy client reviews reference service issues during growth periods.

PEO Authority Editorial Note

DecisionHR's backing by Bankers Financial Corporation adds a layer of financial stability that few independent PEOs can match. The Anthem and BlueCross partnerships expand benefits options in key markets. Best for: small and mid-sized businesses in Florida, the Southeast, and nationally that want a financially stable, IRS-certified PEO with strong insurance carrier partnerships.

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